Privacy Policy

White Stallion Consultants LLP (“us”, “we”, or “WSC” or “Company”) is the exclusive licensee in Indian Territory of the internet resource as well as the Sahukar mobile application platform and any other application or software run under the brand name “Sahukar. The Sahukar application and software whether run through the internet resource or through the Sahukar mobile application or on any other media platform shall hereinafter be referred to as the “Website” or “Sahukar”. Sahukar is a brand owned by White Stallion Consultants LLP and the loans are offered by Sahukarthrough any of its partner NBFCs or other financial institutions.

We value your concerns about online privacy & security while browsing through the Website and availing the Services available on the Website. We make every effort to guarantee that the information you provide will not be misused. This privacy policy (“Privacy Policy”) would apply to information we collect when you register with Sahukar, or when you access or use our Website, or avail of the Loan and facilities on our Website (collectively the “Services”). Persons using the Services are hereinafter referred to as “Users” or “you

PLEASE READ AND UNDERSTAND THIS PRIVACY POLICY CAREFULLY. BY VISITING THE SAHUKAR WEBSITE OR BY USING THE SAHUKAR MOBILE APPLICATION, YOU EXPRESSLY CONSENT AND AGREE TO THE TERMS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH OUR POLICIES AND OUR PRACTICES AS DESCRIBED IN THIS PRIVACY POLICY, YOU MAY CHOOSE TO ABSTAIN FROM USING/AVAILING OUR SERVICES. Our goal in this Privacy Policy is to be completely transparent about the data we collect, why we collect, use, share, store and protect personal information about Users. Any capitalized term used but not defined in this Privacy Policy shall have the meaning attributed to it in our User Terms and Conditions. We encourage you to familiarize yourself with our policies and let us know if you have any further questions.


White Stallion Consultants LLP is responsible for building the Website and providing for the technical support for the same. White Stallion Consultants (“WSC”) is also responsible for other facilities provided through the Website. You acknowledge that WSC would be responsible for the contents displayed on the Website,and other facilities offered and for any breach of this Privacy Policy Sahukar reserves the right in its sole discretion to remove any content or data, information or material (“User Content”) from the Website from time to time.

In no event shall WSC be liable to any User on account of any use, misuse or reliance on the Website for any damages whatsoever, including direct, special, punitive, indirect , consequential or incidental damages or damages for loss of profits, revenue, use, or data whether brought in warranty, contract, intellectual property infringement, tort (including negligence) or other theory, even if the Company is aware of or have been advised of the possibility of such damage, arising out of or connected with the use (or inability to use) or performance of the site. We do not assume any legal liability or responsibility for the accuracy, authenticity, completeness, or usefulness of any User Content.

The foregoing limitations shall apply notwithstanding any failure of the essential purpose of any limited remedy and to the fullest extent permitted under applicable law.

Personal Information Collected

To create an account on Sahukar, you must provide us with the basic details and information required as part of our Customer Identification process and you agree to our User Terms and Conditions and this Privacy Policy, which governs how we treat your information. The Website collects basic information required to provide customized services (for example: loan offers, content, more relevant ads), including your name, mailing address, postal code, job title, family details, employer details, phone number, PAN No., employment information, salary slips, declarations, your description, Internet protocol (IP) address, URL used to connect your computer to the internet, your E-mail Ids, browsing histories, etc. The Website also collects partial payment data and other information associated with transactions that you make using debit or credit cards, online banking services, e-commerce web sites and apps and mobile wallets by accessing, collecting, and analyzing your SMS inbox.

You mayregister using your Facebook, LinkedIn or any such social media accounts (“Third party sites”). You understand that, by creating an account or by registering through Third party sites, we and others will be able to identify you by your Sahukar profile. However, we will not be liable under any circumstance for the generation of your profile or the information you provide therein. Sahukar will also not be liable for the photographs that the Users might upload, the use and misuse thereof.


Further, when you use the Website you provide us with your IP address. We may use cookies or similar electronic tools to store this information. We may store a cookie on your computer which in turn would store information about your geographical location. This technical data is required to provide you with an enhanced experience for instance by resolving technical difficulties or improving the accessibility of certain parts of the Website. All the information that you shall provide us is voluntary, including sensitive personal information. You understand that Sahukar may use certain information of yours, which has been designated as ‘sensitive personal data or information’ under the IT Rules for the purpose of providing you the Services and for sharing the information only with affiliates or any of the lenders who are subject to this Privacy Policy, as will be explained further below. By visiting our website or mobile application, as the case may be, and/or by availing our services, you acknowledge that the information we collect are voluntarily provided by you, and you understand that such information is collected by us for purposes connected with the functions and activities of the Company and other marketing purposes, and are considered necessary.

We may show you sponsored content in your network update stream (NUS), which will be designated as sponsored content and will behave like other NUS updates. If you take social action (for example, if you “like” or “comment” on the sponsored content), your action may be seen by your network and other Members who are shown the sponsored content after you have acted on it.


A cookie is a small file which asks permission to be placed on your computer’s hard drive or on the storages of your Mobile, Tablet, or any other electronic devices from which you access our Website or Mobile Application. Use of cookies in our Website is similar to other online marketplaces. These are used to enhance your experience with our Website. When you use the Website you provide us with your IP address. We may use cookies or similar electronic tools to store this information, so your login experience is smooth each time. We may store a cookie on your computer, mobile, tablet, or any such electronic device, which in turn would store information about your geographical location. Cookies also allow us to collect Non-Personally Identifiable Information from you, like which pages you visited and what links you clicked on. Use of this information helps us to create a more user-friendly experience for all visitors. In addition, we may use Third Party Advertising Companies to display advertisements on our Website. Most browsers automatically accept cookies, but you may be able to modify your browser settings to decline cookies. Please note that if you decline or delete these cookies, some parts of the Website may not work properly.


You can access your personal identity details on our Website through your login and password, once your registration process and our verification processes complete. We recommend that you do not share your password with anyone. In addition, your personal details are stored on a secure server that only selected personnel contractors and authorised Agencies have access to. We encrypt certain sensitive information using Secure Socket Layer (SSL) technology to ensure that your personal details are safe as it is transmitted to us.

While we will use all reasonable efforts to ensure that the information submitted by you is safe and secure, you will understand and accept that no data transmission over the Internet can be guaranteed to be completely secure. Data pilferage due to unauthorized hacking, virus attacks, technical issues is possible and we take no liabilities or responsibilities for it.

Privacy Policies Of Third Party Websites

This Privacy Policy only addresses the use and disclosure of information we collect from you. Other websites that may be accessible through this Website have their own privacy policies and data collection, use and disclosure practices. If you link to any such website, we urge you to review such website′s privacy policy. We are not responsible for the policies or practices of third parties.

You also permit us to post your data on our Website for advertisement and marketing purposes, and also to share your data with the lenders for the purposes of providing loans to you. On termination of registration or on your request, the data will be deleted. You also permit us to retrieve your personal, public profile and friend list/ contact list from your Facebook or LinkedIn account in case you are using our internet resource and your call history, phone / address book and geo location, in case you are using our Sahukar mobile application. In the event of merger, amalgamation or acquisition, the data provided to us by User may be transferred to a third party, associates or affiliates of WSC.

We may share all information we collect from you, including the personal information with any third party if we in good faith believe it is required for the purposes of our compliance with any applicable law, regulation, legal process or enforceable governmental request/ action or any manner required for the purposes of protecting our rights or interests. These third party websites and advertisers or internet advertising companies working on their behalf, sometimes use technology to send or serve data that appear on our Website directly to your browser. They automatically receive your IP address when that happens. They may also use cookies, JavaScript, web beacons and other technologies to measure the effectiveness of their advertisements and to personalize advertising content. Please be advised that we do not have access to or control over cookies or other features that they may use, and the information practices of these advertisers and third party websites are not covered by this Privacy Policy. Therefore, we are not responsible for the information or content they may contain, nor are we responsible for the privacy practices employed therein. Please contact them directly for more information about their privacy policies. Our Privacy Policy applies solely to information collected by us through Sahukar.


Purpose of collection and usage of information


Any personal information collected from youwill be used to allow you to login to your account or to resolve specific service issues, inform you of our new services or features, or for call centre verification, or to communicate with you in relation to your use of the Website or for providing our services to you or any other marketing purposes. Any other information we collect will be used for-

  1. Our business purposes and this may include the viewing or advertising of services or relating to any associated services;
  2. Analytical purposes, data usage;
  3. Improving the Website or Application, or your user experience; and
  4. Providing targeted advertisements to you.

We will share your personal information internally with those staff members who need it to carry out your instructions regarding the receipt of marketing information, and with the lenders for the purposes of providing loans as per your requests. We will not disclose your personal information to any third party, except our partner NBFCs/other Financial Institutions, without your written consent unless required to do so by law and/or covered under this Privacy Policy.

For those Users who have registered for the mailing list, their personal information is kept until we are notified that they no longer want their information stored.

Persons who supply us with their telephone numbers online may receive communication from us or from any of our partner NBFCs/ Financial Institutions, via telephone, text message or emails, pertaining exclusively to new services or any upcoming events. If you do not wish to be on our mailing list, you can let us know of your updated preferences by either emailing us at  (ID to be created) or choosing “unsubscribe” option.

In order to provide and improve our Services and to share relevant ads with you, we use and disclose to our advertising and analytics partners non-personally identifiable information that we collect, including cookie data, some log data, and mobile data.

This Website complies fully with all the applicable and relevant laws of India. We have always cooperated with all law enforcement inquires. We may disclose all or part of your personal details in response to a request from the law enforcement authorities or in a case of bona fide requirement to prevent an imminent breach of the law.

Disclosure of information with companies/third parties/government agencies?

We respect that you do not want your personal information shared with other companies and therefore we are not in the business of selling it to others. We share information only as described below and with our group and affiliates who are subject to this privacy policy. We will keep your personal information that you provide to us confidential and limit access to it to those who specifically need it to conduct their business activities, except as otherwise permitted by applicable law.

  1. Third party advertisers;
  2. Third party service providers: We may employ other companies and individuals, call centers, payment gateways, banks to perform functions on our behalf. Examples include delivering e-mail, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), providing loan services, and providing customer service. These third parties may have access to the personal information only to perform these tasks on our behalf and are contractually bound not to disclose or use it for any other purpose.
  3. Business Transfers: As we continue to develop our business, we might sell or buy business units. In such transactions, customer information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy Policy (unless, of course, the customer consents otherwise). Also, in the unlikely event that Sahukar’s, India’s assets or substantially all of its assets are acquired, customer information will of course be one of the transferred assets.
  4. Protection of Website: We release personal information when we believe, release is appropriate to comply with the law; enforce or apply our User Terms and Conditions and other agreements; or protect the rights, property or safety of Website, our users or others. This includes exchanging information with other companies, organizations, government or regulatory authorities for fraud protection and credit risk reduction. Obviously, however, this does not include selling, renting, sharing or otherwise disclosing personally identifiable information from customers for commercial purposes in a way that is contrary to the commitments made in this Privacy Policy. In effect, such sharing of your Personal information, if any, may be done by us pursuant to applicable laws only and as per any request or any decree, order, or judgment of any judicial/quasi-judicial body, government, or any regulatory authorities.
  5. With your consent: Other than as set out above, you will receive notice when information about you might go to third parties and you will have an opportunity to choose not to share the information.
  6. To the Government and other judicial bodies as required under the law in order to comply with the legal obligations (without the prior permission of customers).
  7. Sahukar website shall also contains links to the other websites. Customers are requested to go through the respective privacy polices disclosed under the relevant sites to familiarize themselves.

Policy Changes

We may update this Privacy Policy to reflect changes to our information practices. If we make any change in how we use your personal information we will notify you by means of a notice on the Website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

General Matters

The Accuracy and Confidentiality of your Account Information is your Responsibility: You are responsible for maintaining the secrecy and accuracy of your password, email address, and other account information at all times. We recommend a strong password that you do not use with other services. We are not responsible for personal data transmitted to a third party as a result of an incorrect email address.

We make all User information accessible to our employees, agents or partners and third parties only on a need-to-know basis, and bind all such employees to strict confidentiality obligations Notwithstanding the above, We are not responsible for the confidentiality, security or distribution of your personal information by our partners and third parties outside the scope of our agreement with such partners and third parties. Further, We shall not be responsible for any breach of security or for any actions of any third parties or events that are beyond the reasonable control of Sahukar including, acts of government, computer hacking, unauthorized access to computer data and storage device, computer crashes, breach of security and encryption, poor quality of Internet service or telephone service of the User etc.

Please be aware that you can opt out of receiving service messages from us.

Grievance Redressal:

Any personal or other information collected by Sahukar, as discussed above, shall be collected and stored by White Stallion Consultants LLP.  If you have any questions or suggestions or wish to make a complaint, or if you wish to access or retract or edit any information provided by you, you can contact us at or write to us at the following address:

Ecospace, Estn 3A0501, Block 3A, 5th Floor, Plot No. IIF/11, Kolkata, West Bengal 700160

Your grievances will be addressed as per the Customer Grievance Redressal Policy available on the Website and App.

Social Media (Features) And Widgets

Our Website includes Social Media Features, such as the Facebook Like button and Widgets, such as the Share this button or interactive mini-programs that run on our site. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Website. Your interactions with these Features are governed by the privacy policy of the company providing it.